Can younger drivers get a good deal?
Finding cheap car insurance for young drivers can be a daunting experience and its not easy to know where to look. Yes older drivers with more experience do get much better rates than youngsters, but its certainly possible to get a good deal for the younger driver in the UK if you know where to look.
What Factors Effect Premiums for Youngsters?
There are many things determining the rates a person pays for their cover such as age, vehicle type, engine capacity and driving history. These can be a crucial in obtaining a cheaper quote for the youngsters among us.
As a first time driver you will not benefit from the discounts offered to other, more experienced drivers. Also some younger drivers that have been driving for a couple of years or so may have fallen foul of the authorities, speeding etc leading to them not getting any discounts on renewal.
Sometimes the types of cars that younger drivers want to insure are just too sporty or expensive, which leads in it to very high premiums even for experienced drivers. So younger drivers might want to reconsider what type of car they pick before hunting for cover.
Special ‘Young Driver’ Programs Discount
There are discounts around for the younger drivers if you know where to look, don’t be put off by some of the stupidly high quotes you may receive, some insurers simply don’t want to cover you so will use these high prices to put you off.
You could if you are a learner, take an advanced driving test which will cut the cost of your car insurance by up to 20%. Just ask your insurer what programs are available. These discounts can make a great deal of difference to your budget.
For Great Savings Talk to a Specialist
If you are having difficulties in finding an acceptable quote you could look at insurers that specialise in young drivers policies in the UK. There are companies around who will go out of their way to help the younger drivers, and if other members of the family have with them this could be a bonus for the younger driver.
For young drivers, cheap car insurance is not easy to find and it can be very frustrating searching for the right policy at the right price. Just call the number provided or fill in the online quote form and see how much you can save.